/* =========================================================
   Finance Capital Guide — stylesheet
   Palette: onyx black, champagne gold, ivory
   ========================================================= */
:root {
  --cg-onyx: #0d0d0f;
  --cg-onyx-2: #16161a;
  --cg-onyx-3: #212127;
  --cg-gold: #c9a96e;
  --cg-gold-d: #a3834a;
  --cg-gold-l: #efe3cb;
  --cg-ivory: #f8f5ef;
  --cg-line: #e4dccd;
  --cg-text: #57534c;
  --cg-muted: #a7a29a;
  --cg-head: "Playfair Display", Georgia, serif;
  --cg-body: "Jost", system-ui, -apple-system, "Segoe UI", sans-serif;
}

html { scroll-behavior: smooth; }
body { font-family: var(--cg-body); color: var(--cg-text); background: var(--cg-ivory); font-size: 1.02rem; line-height: 1.8; font-weight: 400; overflow-x: hidden; }
h1, h2, h3, h4 { font-family: var(--cg-head); color: var(--cg-onyx); font-weight: 500; line-height: 1.18; }
a { color: var(--cg-gold-d); text-decoration: none; transition: color .25s; }
a:hover { color: var(--cg-onyx); }
img { max-width: 100%; }
::selection { background: var(--cg-gold); color: var(--cg-onyx); }
:focus-visible { outline: 2px solid var(--cg-gold); outline-offset: 3px; }

/* ---------- Photo frames ---------- */
.ph { position: relative; overflow: hidden; background: linear-gradient(135deg, #16161a, #2a2620 55%, #8a7140); }
.ph img { display: block; width: 100%; height: 100%; object-fit: cover; }
img.img-missing { opacity: 0; }
.ph:has(img.img-missing)::after { content: "\F42A"; font-family: "bootstrap-icons"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 2.2rem; color: rgba(201,169,110,.5); }

/* ---------- Buttons ---------- */
.btn { border-radius: 0; font-weight: 500; text-transform: uppercase; letter-spacing: .14em; font-size: .82rem; padding: .95rem 1.9rem; transition: all .3s ease; }
.btn-lg { padding: 1.1rem 2.3rem; font-size: .86rem; }
.btn-gold { background: var(--cg-gold); color: var(--cg-onyx); border: 1px solid var(--cg-gold); }
.btn-gold:hover, .btn-gold:focus { background: transparent; color: var(--cg-gold); border-color: var(--cg-gold); }
.btn-onyx { background: var(--cg-onyx); color: #fff; border: 1px solid var(--cg-onyx); }
.btn-onyx:hover, .btn-onyx:focus { background: var(--cg-gold); border-color: var(--cg-gold); color: var(--cg-onyx); }
.btn-line-gold { background: transparent; color: var(--cg-gold); border: 1px solid var(--cg-gold); }
.btn-line-gold:hover { background: var(--cg-gold); color: var(--cg-onyx); }
.btn-line-dark { background: transparent; color: var(--cg-onyx); border: 1px solid var(--cg-onyx); }
.btn-line-dark:hover { background: var(--cg-onyx); color: #fff; }
.btn-line-light { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.5); }
.btn-line-light:hover { background: #fff; color: var(--cg-onyx); border-color: #fff; }

/* ---------- Common ---------- */
.overline { display: inline-flex; align-items: center; gap: .9rem; font-size: .74rem; font-weight: 500; letter-spacing: .3em; text-transform: uppercase; color: var(--cg-gold-d); margin-bottom: 1.1rem; }
.overline::before { content: ""; width: 40px; height: 1px; background: currentColor; }
.dark .overline, .on-dark .overline { color: var(--cg-gold); }
.display { font-size: clamp(2.1rem, 3.8vw, 3.2rem); margin-bottom: 1.1rem; }
.display em, h1 em { font-style: italic; color: var(--cg-gold-d); }
.dark .display em, .on-dark h1 em, .on-dark .display em { color: var(--cg-gold); }
.lede { font-size: 1.12rem; font-weight: 300; }
.section { padding: 110px 0; }
.section-sm { padding: 70px 0; }
.dark { background: var(--cg-onyx); color: #b9b4ab; }
.dark h2, .dark h3 { color: #fff; }
.bg-white { background: #fff !important; }
.center-title { max-width: 720px; margin: 0 auto 3.6rem; text-align: center; }
.center-title .overline::after { content: ""; width: 40px; height: 1px; background: currentColor; }
.gold-rule { width: 70px; height: 1px; background: var(--cg-gold); margin: 1.4rem 0; }

/* ---------- Header (transparent → solid) ---------- */
.topnav { position: fixed; top: 0; left: 0; right: 0; z-index: 1030; padding: 1.3rem 0; transition: background .35s, padding .35s, box-shadow .35s; border-bottom: 1px solid rgba(201,169,110,.18); }
.topnav.scrolled { background: rgba(13,13,15,.97); padding: .7rem 0; box-shadow: 0 10px 30px rgba(0,0,0,.25); }
.topnav .navbar { padding: 0; }
.brand-logo { display: inline-flex; align-items: center; gap: .8rem; font-family: var(--cg-head); font-size: 1.55rem; color: #fff; white-space: nowrap; letter-spacing: .01em; }
.brand-logo:hover { color: #fff; }
.brand-logo .crest { width: 42px; height: 42px; flex: 0 0 42px; border: 1px solid var(--cg-gold); display: grid; place-items: center; color: var(--cg-gold); font-size: 1.15rem; }
.topnav .nav-link { color: #e9e5de; text-transform: uppercase; letter-spacing: .14em; font-size: .76rem; font-weight: 500; padding: .6rem .9rem !important; position: relative; white-space: nowrap; }
.topnav .nav-link::after { content: ""; position: absolute; left: .9rem; right: .9rem; bottom: .25rem; height: 1px; background: var(--cg-gold); transform: scaleX(0); transform-origin: left; transition: transform .3s; }
.topnav .nav-link:hover, .topnav .nav-link.active { color: var(--cg-gold); }
.topnav .nav-link:hover::after, .topnav .nav-link.active::after { transform: scaleX(1); }
.topnav .navbar-toggler { border: 1px solid var(--cg-gold); border-radius: 0; color: var(--cg-gold); font-size: 1.4rem; padding: .3rem .6rem; }
.topnav .navbar-toggler:focus { box-shadow: none; outline: 2px solid var(--cg-gold); }
.head-call { color: #e9e5de; font-size: .9rem; white-space: nowrap; }
.head-call .bi { color: var(--cg-gold); margin-right: .35rem; }
.head-call:hover { color: var(--cg-gold); }
@media (max-width: 991.98px) {
  .topnav { background: rgba(13,13,15,.97); padding: .8rem 0; }
  .topnav .navbar-collapse { padding: 1rem 0 .6rem; border-top: 1px solid rgba(201,169,110,.2); margin-top: .8rem; }
  .topnav .nav-link::after { right: auto; width: 30px; }
}
@media (max-width: 400px) { .brand-logo { font-size: 1.22rem; gap: .6rem; } .brand-logo .crest { width: 36px; height: 36px; flex-basis: 36px; } }

/* ---------- Hero ---------- */
.hero { position: relative; min-height: 100vh; display: flex; flex-direction: column; justify-content: flex-end; background: var(--cg-onyx); color: #d6d1c8; overflow: hidden; }
.hero .bg { position: absolute; inset: 0; }
.hero .bg img { width: 100%; height: 100%; object-fit: cover; }
.hero::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, rgba(13,13,15,.94) 0%, rgba(13,13,15,.75) 45%, rgba(13,13,15,.35) 100%), linear-gradient(0deg, rgba(13,13,15,.9) 0%, transparent 40%); }
.hero .content { position: relative; z-index: 2; padding: 190px 0 70px; }
.hero h1 { color: #fff; font-size: clamp(2.6rem, 5.8vw, 5rem); max-width: 820px; margin-bottom: 1.5rem; }
.hero .lede { max-width: 560px; color: #d6d1c8; }
.hero-guide { position: relative; z-index: 2; border-top: 1px solid rgba(201,169,110,.25); background: rgba(13,13,15,.55); backdrop-filter: blur(6px); }
.hero-guide a { display: flex; gap: 1.2rem; align-items: center; padding: 1.7rem 1.4rem; color: #e9e5de; height: 100%; transition: background .3s; }
.hero-guide a:hover { background: rgba(201,169,110,.1); color: #fff; }
.hero-guide .col-md-4 + .col-md-4 a { border-left: 1px solid rgba(201,169,110,.2); }
.hero-guide .n { font-family: var(--cg-head); font-style: italic; color: var(--cg-gold); font-size: 1.6rem; }
.hero-guide strong { display: block; font-family: var(--cg-head); font-weight: 500; font-size: 1.2rem; color: #fff; }
.hero-guide span.s { font-size: .88rem; color: var(--cg-muted); }
.hero-guide .bi { margin-left: auto; color: var(--cg-gold); font-size: 1.2rem; transition: transform .3s; }
.hero-guide a:hover .bi { transform: translateX(5px); }
@media (max-width: 767.98px) {
  .hero .content { padding: 140px 0 50px; }
  .hero-guide .col-md-4 + .col-md-4 a { border-left: 0; border-top: 1px solid rgba(201,169,110,.2); }
  .hero-guide a { padding: 1.1rem .4rem; }
}

/* ---------- Intro ---------- */
.intro-pics { position: relative; padding: 0 0 80px 60px; }
.intro-pics .big { aspect-ratio: 4 / 5; max-width: 440px; }
.intro-pics .big::after { content: ""; position: absolute; inset: 0; }
.intro-pics .frame { position: absolute; left: 30px; top: 30px; width: calc(100% - 90px); max-width: 440px; aspect-ratio: 4 / 5; border: 1px solid var(--cg-gold); z-index: 0; }
.intro-pics .big { position: relative; z-index: 1; }
.intro-pics .small { position: absolute; right: 0; bottom: 0; width: 50%; aspect-ratio: 1; z-index: 2; border: 10px solid var(--cg-ivory); }
@media (max-width: 575.98px) { .intro-pics { padding: 0 0 60px 20px; } .intro-pics .frame { left: 6px; top: 16px; width: calc(100% - 30px); } }
.signature { font-family: var(--cg-head); font-style: italic; font-size: 1.5rem; color: var(--cg-onyx); }
.pillar-list { list-style: none; padding: 0; margin: 1.8rem 0 2.2rem; border-top: 1px solid var(--cg-line); }
.pillar-list li { display: flex; gap: 1.2rem; padding: 1.1rem 0; border-bottom: 1px solid var(--cg-line); }
.pillar-list .n { font-family: var(--cg-head); font-style: italic; color: var(--cg-gold-d); font-size: 1.2rem; min-width: 32px; }
.pillar-list strong { display: block; font-family: var(--cg-head); font-weight: 500; color: var(--cg-onyx); font-size: 1.12rem; }
.pillar-list span { font-size: .95rem; }

/* ---------- Service cards (dark) ---------- */
.svc { background: var(--cg-onyx-2); border: 1px solid rgba(201,169,110,.16); height: 100%; display: flex; flex-direction: column; transition: border-color .35s, transform .35s; }
.svc:hover { border-color: var(--cg-gold); transform: translateY(-6px); }
.svc .ph { aspect-ratio: 4 / 3; }
.svc .ph img { transition: transform .8s ease, filter .5s; filter: saturate(.85); }
.svc:hover .ph img { transform: scale(1.06); filter: saturate(1); }
.svc .body { padding: 2rem 1.9rem 2.1rem; display: flex; flex-direction: column; flex: 1; position: relative; }
.svc .n { position: absolute; right: 1.6rem; top: -1.6rem; width: 52px; height: 52px; display: grid; place-items: center; background: var(--cg-gold); color: var(--cg-onyx); font-family: var(--cg-head); font-style: italic; font-size: 1.15rem; }
.svc h3 { font-size: 1.55rem; margin-bottom: .7rem; }
.svc p { color: #a9a49b; flex: 1; font-size: .98rem; }
.svc .btn { align-self: flex-start; }

/* ---------- Loan comparison ---------- */
.compare { background: #fff; border: 1px solid var(--cg-line); }
.compare .top { padding: 2.2rem 2.4rem; border-bottom: 1px solid var(--cg-line); }
.compare .form-label, .offer .form-label { font-size: .74rem; text-transform: uppercase; letter-spacing: .16em; font-weight: 500; color: var(--cg-text); }
.compare .form-control, .compare .input-group-text { border-radius: 0; border-color: var(--cg-line); padding: .75rem .9rem; background: var(--cg-ivory); }
.compare .input-group-text { color: var(--cg-gold-d); font-weight: 600; }
.compare .form-control:focus { border-color: var(--cg-gold); box-shadow: 0 0 0 2px rgba(201,169,110,.25); background: #fff; }
.offers { display: grid; grid-template-columns: 1fr 1fr; }
.offer { padding: 2.2rem 2.4rem; position: relative; transition: background .3s; }
.offer + .offer { border-left: 1px solid var(--cg-line); }
.offer h3 { font-size: 1.45rem; display: flex; align-items: center; gap: .7rem; }
.offer .badge-best { display: none; background: var(--cg-gold); color: var(--cg-onyx); font-family: var(--cg-body); font-size: .66rem; letter-spacing: .16em; text-transform: uppercase; padding: .3rem .6rem; font-weight: 600; }
.offer.best { background: #fbf7ee; }
.offer.best .badge-best { display: inline-block; }
.offer dl { margin: 1.4rem 0 0; }
.offer dl div { display: flex; justify-content: space-between; align-items: baseline; padding: .65rem 0; border-top: 1px dashed var(--cg-line); gap: 1rem; }
.offer dt { font-weight: 400; font-size: .92rem; }
.offer dd { margin: 0; font-family: var(--cg-head); font-size: 1.35rem; color: var(--cg-onyx); }
.verdict { background: var(--cg-onyx); color: #e9e5de; padding: 1.3rem 2.4rem; display: flex; align-items: center; gap: .9rem; font-size: 1.02rem; }
.verdict .bi { color: var(--cg-gold); font-size: 1.4rem; }
@media (max-width: 767.98px) {
  .offers { grid-template-columns: 1fr; }
  .offer + .offer { border-left: 0; border-top: 1px solid var(--cg-line); }
  .compare .top, .offer, .verdict { padding-left: 1.3rem; padding-right: 1.3rem; }
}

/* ---------- Process (outlined numbers) ---------- */
.proc { padding-top: .5rem; border-top: 1px solid rgba(201,169,110,.3); height: 100%; }
.proc .big-n { font-family: var(--cg-head); font-size: 4.6rem; line-height: 1; color: transparent; -webkit-text-stroke: 1px var(--cg-gold); margin: 1rem 0 .6rem; display: block; }
.proc h3 { font-size: 1.35rem; }
.proc p { margin: 0; }

/* ---------- Testimonials ---------- */
.quote-feature { background: var(--cg-onyx); color: #d6d1c8; padding: 3.2rem; height: 100%; position: relative; }
.quote-feature .mark { font-family: var(--cg-head); font-size: 6rem; line-height: .7; color: var(--cg-gold); display: block; height: 50px; }
.quote-feature blockquote { font-family: var(--cg-head); font-size: clamp(1.35rem, 2.2vw, 1.8rem); line-height: 1.5; color: #fff; margin: 1rem 0 1.8rem; }
.who-name { font-size: .78rem; letter-spacing: .24em; text-transform: uppercase; color: var(--cg-gold); font-weight: 500; }
.quote-sm { border-bottom: 1px solid var(--cg-line); padding: 1.6rem 0; }
.quote-sm:first-child { padding-top: 0; }
.quote-sm:last-child { border-bottom: 0; }
.quote-sm .stars { color: var(--cg-gold-d); font-size: .85rem; letter-spacing: 3px; }
.quote-sm blockquote { font-family: var(--cg-head); font-style: italic; font-size: 1.12rem; color: var(--cg-onyx); margin: .5rem 0 .7rem; line-height: 1.6; }
.quote-sm .who-name { color: var(--cg-gold-d); }

/* ---------- Blog (magazine overlay) ---------- */
.mag { position: relative; display: block; overflow: hidden; height: 100%; min-height: 300px; color: #fff; }
.mag .ph { position: absolute; inset: 0; }
.mag .ph img { transition: transform .9s ease; }
.mag:hover .ph img { transform: scale(1.06); }
.mag::after { content: ""; position: absolute; inset: 0; background: linear-gradient(0deg, rgba(13,13,15,.95) 0%, rgba(13,13,15,.45) 55%, rgba(13,13,15,.1) 100%); }
.mag .txt { position: absolute; left: 0; right: 0; bottom: 0; z-index: 2; padding: 2rem; }
.mag .k { font-size: .7rem; letter-spacing: .26em; text-transform: uppercase; color: var(--cg-gold); }
.mag h3 { color: #fff; font-size: 1.45rem; margin: .5rem 0 .6rem; }
.mag.tall h3 { font-size: clamp(1.6rem, 2.6vw, 2.1rem); }
.mag p { color: #cfcac1; font-size: .95rem; margin-bottom: .8rem; }
.mag .read { font-size: .76rem; letter-spacing: .2em; text-transform: uppercase; color: var(--cg-gold); }
.mag .read .bi { margin-left: .4rem; transition: margin .3s; }
.mag:hover .read .bi { margin-left: .8rem; }
.mag.tall { min-height: 620px; }
@media (max-width: 991.98px) { .mag.tall { min-height: 440px; } }

/* ---------- Blog cards (blog page) ---------- */
.post-card { display: flex; flex-direction: column; height: 100%; background: #fff; border: 1px solid var(--cg-line); color: var(--cg-text); transition: border-color .3s, transform .3s; }
.post-card:hover { border-color: var(--cg-gold); transform: translateY(-5px); }
.post-card .ph { aspect-ratio: 3 / 2; }
.post-card .txt { padding: 1.9rem; display: flex; flex-direction: column; flex: 1; }
.post-card .k { font-size: .7rem; letter-spacing: .26em; text-transform: uppercase; color: var(--cg-gold-d); margin-bottom: .6rem; }
.post-card h3 { font-size: 1.4rem; }
.post-card p { flex: 1; }
.post-card .read { font-size: .76rem; letter-spacing: .2em; text-transform: uppercase; color: var(--cg-onyx); }

/* ---------- FAQ ---------- */
.faq-cg .accordion-item { background: transparent; border: 0; border-bottom: 1px solid var(--cg-line); border-radius: 0 !important; }
.faq-cg .accordion-item:first-child { border-top: 1px solid var(--cg-line); }
.faq-cg .accordion-button { background: transparent; font-family: var(--cg-head); font-size: 1.22rem; color: var(--cg-onyx); padding: 1.4rem 0; box-shadow: none; gap: 1rem; }
.faq-cg .accordion-button .n { font-style: italic; color: var(--cg-gold-d); min-width: 30px; }
.faq-cg .accordion-button:not(.collapsed) { color: var(--cg-gold-d); background: transparent; }
.faq-cg .accordion-button::after { background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3e%3cpath fill='none' stroke='%23a3834a' stroke-linecap='round' stroke-width='1.5' d='M8 2v12M2 8h12'/%3e%3c/svg%3e"); transition: transform .3s; }
.faq-cg .accordion-button:not(.collapsed)::after { background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3e%3cpath fill='none' stroke='%23a3834a' stroke-linecap='round' stroke-width='1.5' d='M8 2v12M2 8h12'/%3e%3c/svg%3e"); transform: rotate(45deg); }
.faq-cg .accordion-button:focus-visible { outline: 2px solid var(--cg-gold); }
.faq-cg .accordion-body { padding: 0 0 1.5rem 2.9rem; }

/* ---------- Newsletter (image band) ---------- */
.news-band { position: relative; overflow: hidden; padding: 110px 0; text-align: center; color: #d6d1c8; background: var(--cg-onyx); }
.news-band .bg { position: absolute; inset: 0; }
.news-band .bg img { width: 100%; height: 100%; object-fit: cover; }
.news-band::before { content: ""; position: absolute; inset: 0; z-index: 1; background: rgba(13,13,15,.82); }
.news-band .container { position: relative; z-index: 2; }
.news-band h2 { color: #fff; font-size: clamp(2rem, 3.6vw, 3rem); }
.news-form { max-width: 560px; margin: 2rem auto 0; display: flex; border: 1px solid var(--cg-gold); }
.news-form .form-control { background: transparent; border: 0; border-radius: 0; color: #fff; padding: .95rem 1.2rem; }
.news-form .form-control::placeholder { color: #9a958c; }
.news-form .form-control:focus { box-shadow: none; background: rgba(255,255,255,.04); }
.news-band .form-status { max-width: 560px; margin-left: auto; margin-right: auto; }
@media (max-width: 575.98px) { .news-form { flex-direction: column; } }

/* ---------- CTA gold band ---------- */
.cta-gold { background: var(--cg-gold); padding: 70px 0; }
.cta-gold h2 { font-size: clamp(1.8rem, 3.2vw, 2.6rem); margin: 0; }
.cta-gold p { color: #3a3226; margin: .5rem 0 0; }
.cta-gold .btn-line-dark { border-color: var(--cg-onyx); }

/* ---------- Page banner ---------- */
.banner { position: relative; padding: 200px 0 100px; background: var(--cg-onyx); color: #d6d1c8; overflow: hidden; }
.banner .bg { position: absolute; inset: 0; }
.banner .bg img { width: 100%; height: 100%; object-fit: cover; }
.banner::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, rgba(13,13,15,.95), rgba(13,13,15,.7)); }
.banner .container { position: relative; z-index: 2; }
.banner h1 { color: #fff; font-size: clamp(2.3rem, 4.6vw, 3.8rem); max-width: 900px; }
.banner.post h1 { font-size: clamp(2rem, 3.8vw, 3rem); }
.banner p { max-width: 620px; font-weight: 300; font-size: 1.1rem; margin: 0; }
.trail { display: flex; flex-wrap: wrap; gap: .7rem; align-items: center; font-size: .74rem; letter-spacing: .22em; text-transform: uppercase; margin-bottom: 1.4rem; }
.trail a { color: var(--cg-gold); }
.trail a:hover { color: #fff; }
.trail .sep { width: 18px; height: 1px; background: rgba(201,169,110,.6); }
.trail .cur { color: #cfcac1; }
@media (max-width: 991.98px) { .banner { padding: 150px 0 80px; } }

/* ---------- Services page ---------- */
.svc-detail { scroll-margin-top: 110px; padding: 70px 0; border-bottom: 1px solid var(--cg-line); }
.svc-detail:last-child { border-bottom: 0; }
.svc-detail .ph { aspect-ratio: 5 / 4; }
.svc-detail .n { font-family: var(--cg-head); font-style: italic; font-size: 1.1rem; color: var(--cg-gold-d); letter-spacing: .05em; }
.svc-detail h2 { font-size: clamp(1.8rem, 3vw, 2.5rem); }
.feature-list { list-style: none; padding: 0; margin: 1.4rem 0 2rem; }
.feature-list li { display: flex; gap: .8rem; padding: .55rem 0; border-bottom: 1px solid var(--cg-line); color: var(--cg-onyx); }
.feature-list li::before { content: ""; flex: 0 0 8px; width: 8px; height: 8px; margin-top: .65rem; background: var(--cg-gold); transform: rotate(45deg); }

/* ---------- Values ---------- */
.val { border: 1px solid rgba(201,169,110,.2); padding: 2.2rem 1.8rem; height: 100%; text-align: center; transition: border-color .3s; }
.val:hover { border-color: var(--cg-gold); }
.val .bi { font-size: 1.9rem; color: var(--cg-gold); }
.val h3 { font-size: 1.35rem; margin: .8rem 0 .5rem; }
.val p { margin: 0; color: #a9a49b; font-size: .96rem; }
.mv { padding: 2.6rem; border: 1px solid var(--cg-line); background: #fff; height: 100%; }
.mv h3 { font-size: 1.9rem; }

/* ---------- Article ---------- */
.post-photo { aspect-ratio: 2 / 1; margin-bottom: 2.6rem; }
.post-text { font-size: 1.08rem; color: #46423c; }
.post-text p { margin-bottom: 1.4rem; }
.post-text > p:first-of-type { font-size: 1.22rem; font-weight: 300; color: var(--cg-onyx); }
.post-text h2 { font-size: 1.9rem; margin: 2.4rem 0 1rem; }
.post-text .callout { border-top: 1px solid var(--cg-gold); border-bottom: 1px solid var(--cg-gold); padding: 1.6rem 0; margin: 2.4rem 0; font-family: var(--cg-head); font-style: italic; font-size: 1.45rem; color: var(--cg-onyx); line-height: 1.5; text-align: center; }
.post-nav { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; border-top: 1px solid var(--cg-line); padding-top: 1.6rem; margin-top: 2.6rem; font-size: .78rem; letter-spacing: .18em; text-transform: uppercase; }
.aside-box { border: 1px solid var(--cg-line); background: #fff; padding: 1.8rem; margin-bottom: 1.6rem; }
.aside-box h3 { font-size: 1.25rem; padding-bottom: .9rem; margin-bottom: 1.1rem; border-bottom: 1px solid var(--cg-line); }
.aside-box .sp { display: flex; gap: 1rem; align-items: center; margin-bottom: 1.1rem; }
.aside-box .sp:last-child { margin-bottom: 0; }
.aside-box .sp .ph { flex: 0 0 84px; width: 84px; height: 84px; }
.aside-box .sp a { font-family: var(--cg-head); color: var(--cg-onyx); line-height: 1.4; }
.aside-box .sp a:hover { color: var(--cg-gold-d); }
.aside-box ul { list-style: none; padding: 0; margin: 0; }
.aside-box ul a { display: flex; justify-content: space-between; align-items: center; padding: .6rem 0; border-bottom: 1px dashed var(--cg-line); color: var(--cg-text); }
.aside-box ul li:last-child a { border-bottom: 0; }
.aside-box ul a:hover { color: var(--cg-gold-d); }
.aside-box.onyx { background: var(--cg-onyx); border-color: var(--cg-onyx); color: #b9b4ab; }
.aside-box.onyx h3 { color: #fff; border-color: rgba(201,169,110,.3); }

/* ---------- Forms ---------- */
.form-panel { background: #fff; border: 1px solid var(--cg-line); padding: 3rem; }
.form-panel .form-label { font-size: .74rem; text-transform: uppercase; letter-spacing: .16em; font-weight: 500; color: var(--cg-onyx); }
.form-panel .form-control, .form-panel .form-select { border-radius: 0; border: 0; border-bottom: 1px solid #cfc6b5; padding: .7rem 0; background-color: transparent; }
.form-panel .form-select { padding-right: 2rem; background-position: right .2rem center; }
.form-panel .form-control:focus, .form-panel .form-select:focus { box-shadow: none; border-bottom-color: var(--cg-gold); }
.form-panel .was-validated .form-control:invalid, .form-panel .was-validated .form-select:invalid { border-bottom-color: #b33a2a; }
.form-check-input { border-radius: 0 !important; }
.form-check-input:checked { background-color: var(--cg-onyx); border-color: var(--cg-onyx); }
.form-check-input:focus { box-shadow: 0 0 0 2px rgba(201,169,110,.35); border-color: var(--cg-gold); }
@media (max-width: 575.98px) { .form-panel { padding: 1.8rem 1.3rem; } }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-status { display: none; margin-top: 1rem; padding: .9rem 1.1rem; font-size: .95rem; text-align: left; }
.form-status.show { display: block; }
.form-status.success { background: #edf5ea; color: #2d5a22; border-left: 3px solid #4f8a40; }
.form-status.error { background: #fbeae6; color: #8c2b1b; border-left: 3px solid #b33a2a; }
.dark .form-status.success, .news-band .form-status.success, .footer .form-status.success { background: rgba(120,190,100,.12); color: #bfe3b1; }
.dark .form-status.error, .news-band .form-status.error, .footer .form-status.error { background: rgba(220,90,70,.14); color: #f3b7aa; }
.spinner-border { width: 1rem; height: 1rem; border-width: .15em; margin-right: .5rem; vertical-align: -2px; }

/* ---------- Contact ---------- */
.contact-side { background: var(--cg-onyx); color: #b9b4ab; padding: 3rem; height: 100%; }
.contact-side h2 { color: #fff; }
.c-row { padding: 1.4rem 0; border-bottom: 1px solid rgba(201,169,110,.18); }
.c-row:last-of-type { border-bottom: 0; }
.c-row small { display: block; font-size: .7rem; letter-spacing: .26em; text-transform: uppercase; color: var(--cg-gold); margin-bottom: .3rem; }
.c-row p, .c-row a { margin: 0; color: #e9e5de; font-size: 1.05rem; word-break: break-word; }
.c-row a:hover { color: var(--cg-gold); }
.map-wrap { border: 1px solid var(--cg-line); background: var(--cg-gold-l); }
.map-wrap iframe { display: block; width: 100%; height: 420px; border: 0; filter: grayscale(.6) contrast(1.05); }

/* ---------- Legal ---------- */
.legal-index { position: sticky; top: 110px; border-left: 1px solid var(--cg-gold); padding-left: 1.4rem; }
.legal-index .overline { margin-bottom: .8rem; }
.legal-index a { display: block; padding: .35rem 0; color: var(--cg-text); font-size: .94rem; }
.legal-index a:hover { color: var(--cg-gold-d); }
@media (max-width: 1199.98px) { .legal-index { position: static; } }
.legal-body h2 { font-size: 1.6rem; margin: 2.6rem 0 .9rem; scroll-margin-top: 110px; display: flex; gap: .9rem; align-items: baseline; }
.legal-body h2:first-child { margin-top: 0; }
.legal-body h2 .n { font-style: italic; color: var(--cg-gold-d); font-size: 1.2rem; }

/* ---------- Footer ---------- */
.footer { background: var(--cg-onyx); color: #9d988f; padding: 90px 0 0; border-top: 1px solid rgba(201,169,110,.25); }
.footer h4 { color: #fff; font-size: 1.2rem; margin-bottom: 1.3rem; }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer li { margin-bottom: .65rem; }
.footer a { color: #9d988f; }
.footer a:hover { color: var(--cg-gold); }
.footer .cl { display: flex; gap: .8rem; }
.footer .cl .bi { color: var(--cg-gold); }
.footer .foot-form { display: flex; border-bottom: 1px solid rgba(201,169,110,.5); }
.footer .foot-form .form-control { background: transparent; border: 0; border-radius: 0; color: #fff; padding: .7rem 0; }
.footer .foot-form .form-control::placeholder { color: #77736c; }
.footer .foot-form .form-control:focus { box-shadow: none; }
.footer .foot-form button { background: none; border: 0; color: var(--cg-gold); font-size: 1.2rem; padding: 0 .4rem; }
.footer-bottom { border-top: 1px solid #242428; margin-top: 70px; padding: 1.5rem 0; font-size: .86rem; }

/* ---------- Back to top ---------- */
.to-top { position: fixed; right: 22px; bottom: 22px; width: 50px; height: 50px; border: 1px solid var(--cg-gold); background: var(--cg-onyx); color: var(--cg-gold); font-size: 1.2rem; z-index: 1040; opacity: 0; visibility: hidden; transform: translateY(14px); transition: all .3s; }
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { background: var(--cg-gold); color: var(--cg-onyx); }

/* ---------- Reveal ---------- */
.fade-up { opacity: 0; transform: translateY(34px); transition: opacity 1s ease, transform 1s ease; }
.fade-up.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .fade-up { opacity: 1; transform: none; transition: none; } }

@media (max-width: 767.98px) {
  .section { padding: 76px 0; }
  .g-5 { --bs-gutter-x: 1.5rem; }
  .quote-feature { padding: 2.2rem 1.5rem; }
  .contact-side { padding: 2rem 1.4rem; }
}
.news-band h2 em { color: var(--cg-gold); font-style: italic; }
.d-flex > .mag { flex: 1 1 auto; width: 100%; }